Do Installment Loans Help Build Credit?
Having a strong credit history is extremely important. While your credit score is reviewed when applying for a new credit card or bank loan, it’s actually used in many other situations as well. If you are looking to buy a house, mortgage lenders will look at your credit history to ensure it isn’t too risky […]
Ways to Consolidate Credit Card Debt
Credit cards are an incredible convenience. They help people make purchases in emergency situations and allow them to pay the bill later. Being comfortable using a credit card is a necessity if you’re looking to build good credit to buy a house or get a loan in the future. However, credit cards can sometimes be […]
What’s the Difference Between Payday and Installment Loans?
Sometimes we need a bridge to help us get to the next payday. The good news is that there are more options for quick financing than ever before. However, securing financing isn’t a one-size-fits-all type of endeavor. That’s why it’s important to do your homework when it comes to finding out what’s available. Two of […]
Debt Consolidation Vs. Credit Card Refinancing: The Best Option
If you’ve fallen behind on your credit card payments and into debt, it can quickly become what seems like an endless cycle. High-interest payments combined with debt that racks up more every month can seem like a game you can’t win. However – there are some options that can at least give you some small […]
Here’s What Your Credit Score Means for Your Plan to Buy a New Car
Could your credit score put the brakes on your plans to purchase a new car? Nearly everyone will need to purchase a new car at one point or another. However, we often don’t consider how our day-to-day financial activities could be impacting our ability to purchase a car when we need one. Just how much […]
What Happens to Your Unsecured Debt After Declaring Bankruptcy?
Bankruptcy happens to millionaires and fresh out-of-college millennials alike. Nobody begins their financial pursuits with the intention of declaring bankruptcy down the road. However, it is a reality that some people are faced with. Consumer debt in March of 2019 stood at more than $4 trillion. Are you one of the many Americans facing debts […]
