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Tax time can be stressful. You have to make sure you keep all important documents for the IRS. When it comes time for taxes, you must also decide whether you will rely on a tax prep professional or use online tax prep services. There are pros and cons to either method. Oftentimes, this largely depends […]

Everyone deserves to go on a vacation. Vacations are a great way to spend time with friends and family, explore the amazing world around you, and take a break from the daily grind. When planning a vacation, there are a lot of different factors to consider. If your job doesn’t provide vacation time, you’ll be […]

Owning a home is a rewarding milestone in life. Buying a home provides stability but is also a big responsibility. Making sure that you maintain your home over time ensures the health, safety, and comfort of all who live there.  Homeowners are solely responsible for ensuring all of their utilities are up-to-date and functioning  efficiently. […]

Making a budget is one of the most important parts of establishing financial stability. By outlining your monthly expenses and income, you can have a better idea of when and where you are spending your money. Without a budget, it is easy to turn a blind eye to how your money is being used. Since […]

Lowering your total debt through consolidation is one of the best ways to achieve the goal of being debt-free. However, when you are looking to consolidate your debt, it is important to review your options so that you don’t end up hurting your credit rating in the process. Credit ratings can be difficult to raise […]

Filing for bankruptcy is a big move that can be potentially life-changing if you don’t prepare accordingly. Having all of the financial documents ready for your case is an important step in successfully filing for bankruptcy if you hope to reduce your debt. You will need to provide information on the type of debt you […]

When you’re applying for a loan, credit card, or mortgage, one of the first things your lender will check is your FICO credit score. This three-digit score is a factor in almost all types of financial considerations. It can mean the difference between a low-interest payment and a payment that’s far beyond your budget or, […]

Tax season can trigger all sorts of questions for many small business owners. Words like deductions, gross income, and exemptions can be daunting, but no term strikes as much anxiety as the word “audit.” An IRS Audit is a formal review of a business or individual’s bank accounts, assets, and financial documentation to report profits […]

The COVID-19 pandemic has created extreme financial strain for many American families, and the recently passed American Rescue Plan includes several measures aimed at easing this burden for average American families. One of the most important changes you should understand for the purposes of filing your 2021 tax returns next year is the change to […]