

SALES LINE OF CREDIT FOR SMALL APPLIANCES
- Get a personal loan today!
- Upgrade appliances with ease!
- Flexible lending options here!

BUY NOW, PAY LATER FOR KITCHEN APPLIANCES
Coffee makers, toaster ovens, and microwaves are small appliances that make day-to-day life easier. The convenience of a kettle to make a cup of tea on a cold night shouldn’t be overlooked. For customers looking to add small conveniences to their home, Western Shamrock offers small appliances available to purchase on a sales line of credit. We understand that it isn’t always easy to drop a lump sum of money on a luxury good, which is why our sales line of credit program makes them more affordable.


WHAT IS A SALES LINE OF CREDIT?
A sales line of credit is based on the idea of borrowing money from a lender and repaying it over a set period of time. Customers borrow the sum of funds needed to finance their small appliances and make fixed monthly payments until the principal and its interest have been repaid. Similar to rent-to-own and lease-to-own programs, a sales line of credit allows purchasers to take home their desired items immediately and pay for them later.

RENT AND LEASE TO OWN VERSUS LINE OF CREDIT
While all options allow a customer a more flexible payment for their items purchased, the main difference between rent-to-own and lease-to-own programs and sales lines of credit comes down to item condition and ownership. While many rent-to-own programs may offer consumers Like New or Used condition items, most lease-to-own programs typically only offer brand new items for lease. While items offered in rent-to-own or lease-to-own programs maintain the property of the lessor, items purchased by consumers on a sales line of credit immediately become the property of the purchaser.


LINES OF CREDIT FROM WESTERN SHAMROCK
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