Credit Report Red Flags
Credit is more than a card in your wallet. It’s also your financial reputation. Though you want to have a good reputation, small errors can affect how creditors see you. In the world of credit, any mistake you make can lead to a lower credit score. In financial terms, these mistakes are known as […]
7 Commonly Overlooked Tax Deductions
Though the only two guarantees in life are death and taxes, most people avoid thinking about both. When tax time rolls around, millions of Americans file their taxes as they always have and move on with their spring. If you do your taxes yourself, it’s hard to remember all the IRS’s ins and outs, and […]
How Debt Collection Affects Credit Scores
Having debt is common. Between student loans and credit cards, most people owe money in one way or another. Sometimes, our banks and creditors send the loan to a debt collection agency if we are behind on our debt payments. In these cases, a third-party agency is in charge of collecting the money owed, rather […]
Do Installment Loans Help Build Credit?
Having a strong credit history is extremely important. While your credit score is reviewed when applying for a new credit card or bank loan, it’s actually used in many other situations as well. If you are looking to buy a house, mortgage lenders will look at your credit history to ensure it isn’t too risky […]
Ways to Consolidate Credit Card Debt
Credit cards are an incredible convenience. They help people make purchases in emergency situations and allow them to pay the bill later. Being comfortable using a credit card is a necessity if you’re looking to build good credit to buy a house or get a loan in the future. However, credit cards can sometimes be […]
What’s the Difference Between Payday and Installment Loans?
Sometimes we need a bridge to help us get to the next payday. The good news is that there are more options for quick financing than ever before. However, securing financing isn’t a one-size-fits-all type of endeavor. That’s why it’s important to do your homework when it comes to finding out what’s available. Two of […]
