How Loans Can Affect Your Credit
Personal loans can have a significant impact on your credit. Depending on how a loan is handled, the impact can be either harmful or beneficial. There are many factors that can affect your credit when applying for, opening, repaying, or closing a personal loan. Not all of the factors are equal, but they can all […]
Tax Withholdings and Your W-4
With the events of the past year, the federal deadline for taxes has been postponed. In 2021, you have until Monday, May 17th, to file your taxes and make payments without incurring interest or any other penalties, no matter how much you owe. Regardless of whether you have already filed your taxes, or are waiting […]
What Should You Do If You Miss Your Tax Deadline?
This year, the filing deadline has been moved from April 15th to May 17th. Even so, the busiest financial season of the year is upon us, and the deadline to file personal income taxes is just weeks away. With millions of Americans rushing to file a return, it is perhaps not surprising that some people […]
How Can Claiming Dependents Help Lower Your Taxes?
Being a parent or primary provider for someone is a big responsibility. The time and energy spent caring for another human is a big commitment, and it can be incredibly costly to pay for another person’s living expenses. That’s why the IRS offers special tax benefits for those that have dependents. Parents are often eligible […]
6 Ways to Improve Your Credit Score
Concerned about applying for a loan? Worried about a lackluster credit score? Luckily, there are many different ways to improve your credit score. Having good credit is essential for making big life-changing purchases but building credit can be daunting. Fortunately, we’ve compiled a list of some of the easiest and most effective ways to build […]
What Happens to Credit Scores After Paying Off a Loan?
Paying off a loan is a wonderful feeling. After months or years of debt, paying off a loan can feel like a light at the end of the tunnel. However, there are some common misconceptions about the effects a paid-off debt has on a credit score. Many assume that when a debt is paid off, […]
