Choosing a Travel Installment Loan to Finance Your Next Vacation
Everyone deserves to go on a vacation. Vacations are a great way to spend time with friends and family, explore the amazing world around you, and take a break from the daily grind. When planning a vacation, there are a lot of different factors to consider. If your job doesn’t provide vacation time, you’ll be […]
Will Debt Consolidation Help or Hurt Your Credit?
Lowering your total debt through consolidation is one of the best ways to achieve the goal of being debt-free. However, when you are looking to consolidate your debt, it is important to review your options so that you don’t end up hurting your credit rating in the process. Credit ratings can be difficult to raise […]
Understanding Bankruptcy: Secured, Priority, and Unsecured Debt
Filing for bankruptcy is a big move that can be potentially life-changing if you don’t prepare accordingly. Having all of the financial documents ready for your case is an important step in successfully filing for bankruptcy if you hope to reduce your debt. You will need to provide information on the type of debt you […]
How Credit Scores Are Calculated
When you’re applying for a loan, credit card, or mortgage, one of the first things your lender will check is your FICO credit score. This three-digit score is a factor in almost all types of financial considerations. It can mean the difference between a low-interest payment and a payment that’s far beyond your budget or, […]
5 Myths About IRS Audits
Tax season can trigger all sorts of questions for many small business owners. Words like deductions, gross income, and exemptions can be daunting, but no term strikes as much anxiety as the word “audit.” An IRS Audit is a formal review of a business or individual’s bank accounts, assets, and financial documentation to report profits […]
What You Should Know About the New Child Tax Credit
The COVID-19 pandemic has created extreme financial strain for many American families, and the recently passed American Rescue Plan includes several measures aimed at easing this burden for average American families. One of the most important changes you should understand for the purposes of filing your 2021 tax returns next year is the change to […]
