How Does Collections Affect Your Credit?
While debt collection may have a negative impact on your credit score, it may not be as bad as you expect. Here’s how collections affect your credit and what to do.
8 Signs of a Personal Loan Scam
Personal loans are an excellent option when you need fast, flexible funding in one lump sum. Many people rely upon this type of traditional installment loan when unexpected expenses arise in an emergency or time of need. However, consumers need to be mindful of the prevalence of loan scams and be vigilant in choosing a […]
Why You Should Choose Professional Tax Prep
Tax time can be stressful. You have to make sure you keep all important documents for the IRS. When it comes time for taxes, you must also decide whether you will rely on a tax prep professional or use online tax prep services. There are pros and cons to either method. Oftentimes, this largely depends […]
Choosing a Travel Installment Loan to Finance Your Next Vacation
Everyone deserves to go on a vacation. Vacations are a great way to spend time with friends and family, explore the amazing world around you, and take a break from the daily grind. When planning a vacation, there are a lot of different factors to consider. If your job doesn’t provide vacation time, you’ll be […]
Will Debt Consolidation Help or Hurt Your Credit?
Lowering your total debt through consolidation is one of the best ways to achieve the goal of being debt-free. However, when you are looking to consolidate your debt, it is important to review your options so that you don’t end up hurting your credit rating in the process. Credit ratings can be difficult to raise […]
Understanding Bankruptcy: Secured, Priority, and Unsecured Debt
Filing for bankruptcy is a big move that can be potentially life-changing if you don’t prepare accordingly. Having all of the financial documents ready for your case is an important step in successfully filing for bankruptcy if you hope to reduce your debt. You will need to provide information on the type of debt you […]
