How to Decorate on a Budget
You don’t need a big budget or the help of a high-end designer to decorate your home beautifully and stylishly. All you need is a smart strategy for how to decorate on a budget to make aesthetically pleasing changes without draining your savings. Western Shamrock shares tips for how to decorate on a budget for […]
Child Tax Credit: What Is It, Requirements, and More
One of the most valuable and accessible incentives in the American tax system is the child tax credit. Child tax credits help parents and caregivers reduce their annual tax burden and increase their refunds. Many households with children can save thousands of dollars through the child tax credit. However, it’s important to be aware of […]
How to Check Your Credit Score
As we’ve been in the financial industry for over 50 years, one of the most common questions we get is how to check my credit score. Your credit score is a three-digit number that shows lenders, landlords, and employers your financial responsibility. It’s an important factor in obtaining loans, housing, and jobs. Fortunately, it’s easy […]
How to Finance a Vacation: What You Should Know
Many of us dream of exploring the world to see incredible places, visit loved ones, and experience other cultures. However, a one-week vacation costs an average of nearly $2,000 for just one person in the U.S. Many people wonder, “Can you finance a vacation?” and the answer is yes because, with the right plan, you […]
14 Frequently Overlooked Tax Deductions
When it’s time to file taxes, most people remember the big tax deductions like mortgage interest, retirement contributions, and charity donations. However, there are many lesser-known tax write-offs that can save you money and reduce how much you owe the government. Whether you hire professional tax assistance or do your taxes yourself, it’s in your […]
What Is a Tax Bracket? What Is the Federal Income Tax Rate?
The IRS categorizes taxpayers into seven brackets based on income and filing status. People who fall in different tax brackets pay different percentages in taxes. Meanwhile, your tax bracket can shift if your income changes over time. Federal tax brackets matter because they can help you understand how much you owe the government and assist […]
