How Does Collections Affect Your Credit?

man looking at credit card while on laptop

While debt collection may have a negative impact on your credit score, it may not be as bad as you expect. Here’s how collections affect your credit and what to do.

8 Signs of a Personal Loan Scam

Five Signs That a Loan Offer Is a Scam

Personal loans are an excellent option when you need fast, flexible funding in one lump sum. Many people rely upon this type of traditional installment loan when unexpected expenses arise in an emergency or time of need. However, consumers need to be mindful of the prevalence of loan scams and be vigilant in choosing a […]

Why You Should Choose Professional Tax Prep

Tax forms

Tax time can be stressful. You have to make sure you keep all important documents for the IRS. When it comes time for taxes, you must also decide whether you will rely on a tax prep professional or use online tax prep services. There are pros and cons to either method. Oftentimes, this largely depends […]

Choosing a Travel Installment Loan to Finance Your Next Vacation

Loan for next vacation

Everyone deserves to go on a vacation. Vacations are a great way to spend time with friends and family, explore the amazing world around you, and take a break from the daily grind. When planning a vacation, there are a lot of different factors to consider. If your job doesn’t provide vacation time, you’ll be […]

Benefits of Using an Installment Loan to Finance Utility Upgrades

Loan to Finance Utility

Owning a home is a rewarding milestone in life. Buying a home provides stability but is also a big responsibility. Making sure that you maintain your home over time ensures the health, safety, and comfort of all who live there.  Homeowners are solely responsible for ensuring all of their utilities are up-to-date and functioning  efficiently. […]

The Beginners Guide to Creating a Budget

create a budget

Making a budget is one of the most important parts of establishing financial stability. By outlining your monthly expenses and income, you can have a better idea of when and where you are spending your money. Without a budget, it is easy to turn a blind eye to how your money is being used. Since […]

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