14 Frequently Overlooked Tax Deductions
When it’s time to file taxes, most people remember the big tax deductions like mortgage interest, retirement contributions, and charity donations. However, there are many lesser-known tax write-offs that can save you money and reduce how much you owe the government. Whether you hire professional tax assistance or do your taxes yourself, it’s in your […]
What Is a Tax Bracket? What Is the Federal Income Tax Rate?
The IRS categorizes taxpayers into seven brackets based on income and filing status. People who fall in different tax brackets pay different percentages in taxes. Meanwhile, your tax bracket can shift if your income changes over time. Federal tax brackets matter because they can help you understand how much you owe the government and assist […]
What’s a Good Credit Score to Buy a Car?
Your credit score matters in numerous circumstances, such as when applying for a mortgage, renting an apartment, getting insurance, or requesting an auto loan. For example, if you’re looking to buy a new car, this unique-to-you number shows lenders how likely you will be able to repay an auto loan and the interest rate you’re […]
The Difference Between FICO and Credit Scores
Credit scores are unique-to-you numbers based on your credit history and financial activities over time. Your score is generated from credit report data and used by third parties to assess your creditworthiness as a borrower. FICO score is among the most widely used credit scoring models. But is FICO score and credit score the same? […]
The Pros and Cons of Hiring a Tax Professional
Tax season is a stressful time of the year for many people. Tax law is complex and ever-changing, so even the savviest business professionals often struggle to handle their taxes independently. So, should you hire a tax professional or do your taxes yourself this year? There are pros and cons on both sides of this […]
How to Have a Baby Shower on a Budget
Welcoming a new baby into the world is one of life’s most extraordinary and meaningful experiences. It can also be among the most stressful financial times as you begin planning ahead for the delivery, setting up the nursery, and coordinating childcare. Another significant milestone is hosting a baby shower to celebrate the new arrival with […]
